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OUR CORE VALUES
Explore our pillars of Excellence
Trust and Integrity
We prioritize reliability and integrity in every partnership, providing clients with secure, customized financial solutions they can trust.
Innovation & Growth
Dedicated to innovation, At PPFS, we harness advanced technology to provide flexible, efficient financing solutions that fuel growth for our clients and partners.
Client-Centric Focus
Our client's success is at the heart of everything we do. We provide personalized solutions that help businesses thrive while maintaining long-term, mutually beneficial relationships.
OUR APPROACH
Custom Financing for Smooth, Affordable Insurance Premiums
At PPFS, we pride ourselves on our customer-centric approach. We work closely with our clients to create financing solutions that fit their needs. Whether you're an independent practitioner or a large medical facility, our team is here to ensure that your insurance premiums are handled smoothly, efficiently, and affordably.
ABOUT US
We are ready to serve
your needs
At Premier Premium Financing Services (PPFS), we are dedicated to providing tailored financing solutions for medical professionals and facilities across the country. Since our inception, our mission has been to simplify the financial aspect of insurance premium payments, enabling our partners to concentrate on what truly matters most—delivering exceptional care to their patients.
With over 35 years of experience, we understand medical professionals' unique challenges when managing their insurance premiums. That's why we provide flexible financing plans, competitive rates, and a convenient process from beginning to end.
WHY CHOOSE PPFS?
Expert Malpractice Insurance, Nationwide & Flexible
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Industry Expertise: With a focus on Medical Malpractice Liability Insurance, we understand the specifics of the healthcare industry.
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Nationwide Reach: Licensed in multiple states, including Arizona, California, and Texas, with more to come.
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Flexible Terms: We offer various financing options tailored to fit your budget.
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Exceptional Service: Our cloud-based systems ensure a quick and easy experience, and our dedicated team is ready to support you with any questions or concerns.
SERVICES
Tailored Financial Solutions
For Every Need
Explore our wide range of premium finance services.
Premium Financing for Commercial Insurance
Businesses can finance their commercial insurance premiums with flexible repayment terms and competitive interest rates, helping maintain cash flow and ensuring coverage without large upfront payments.
Premium Financing for Professional Liability Insurance
Professionals like doctors, lawyers, and consultants can finance liability premiums with flexible plans and competitive rates, maintaining cash flow while keeping essential coverage—such as malpractice without significant upfront costs.
Premium Financing for
Property Insurance
Businesses can finance their property insurance premiums with adaptable payment plans and attractive interest rates, allowing them to maintain steady cash flow while securing essential coverage without the burden of large upfront payments
Our finance plans adapt to your needs, offering scalable options as your business or personal insurance needs expand. You can rely on flexible terms that evolve with you, providing peace of mind at every stage of growth.
We ensure your insurance remains affordable as you acquire new assets or expand your operations. We offer tailored financing solutions to match your growing coverage requirements without straining your cash flow.
We offer personalized financing solutions to support your evolving needs, ensuring your plans align with your changing insurance demands.
To build lasting relationships, offering financial solutions that grow with your success. We continue to adjust and enhance our services, ensuring you stay covered as your situation changes.
PARTNERSHIPS/AFFILIATES
Building Strong Relationships to Enhance Client Success
At Premium Finance, we believe in the power of collaboration. Our partnerships and affiliate programs are designed to expand our service offerings, enhance customer experience, and offer a wide array of solutions tailored to meet the diverse needs of our clients. By partnering with industry leaders and innovators, we bring added value to every client interaction, ensuring access to top-tier products and services.
Our Partners
At PPFS, we are proud to be working with a network of trusted partners in the financial, insurance, and technology sectors. These allow us to offer integrated solutions, superior financing options, and cutting-edge tools that drive business success. Together, we share a commitment to delivering excellence in every transaction.
Affiliate Program
Our affiliate program allows businesses and professionals to offer premium financing solutions directly to their clients, extending their service portfolio and providing enhanced value. By becoming an affiliate, you can:
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Access customized financing options for your clients.
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Benefit from competitive commissions.
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Partner with a trusted name in premium financing.
Join and grow your business by helping your clients achieve financial flexibility through our premium finance solutions.
FAQ
Frequently asked questions
Everything you need to know about the Premium Finance.
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What happens if I miss a payment?Missing a payment could result in fees, changes to your policy, or the cancellation of your coverage. To prevent this, it’s important to stay on top of your payment schedule. Most accounts are set up with automatic ACH withdrawals, meaning payments are automatically deducted from your account unless you request otherwise. This ensures timely payments and helps avoid interruptions in coverage. If you need assistance or have concerns, contact customer service. Exceptions to standard terms may apply and are handled on a case-by-case basis.
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Who can benefit from premium financing?Any individual or business with a significant insurance premium can benefit, especially those looking to preserve cash flow.
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How do I obtain a certificate of insurance or make changes to my policy?PPFS only provides insurance financing and premium payment collection services per your Premium Finance Agreement. If you need an insurance certificate, to report claims, request loss runs, or handle other insurance matters, please contact your agent or carrier for assistance.
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What is premium financing?Premium financing allows policyholders to spread their insurance premium payments over time, rather than paying the full amount upfront.
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How do I access my account online?You can access your account by logging into our secure online portal with your credentials. Simply click the login button on our website, and you’ll be directed to the portal where you can manage payments and check your policy status. Login Here.
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How do I contact customer service?You can reach customer service via phone, email, or through the contact form on our website.
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How do I qualify for premium financing?Qualification typically depends on your insurance type and carrier financial stability.
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What are the terms and interest rates like?Terms and interest rates vary based on your policy and insurance carrier. Each policy is financed differently. Typically, premium financing requires a 15-25% down payment, with the remaining balance financed at an interest rate of prime + 5%. The remaining amount is usually paid over a 10-month period. Exceptions may apply and are handled on a case-by-case basis.
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Is there a charge for ACH payments or Autopay with ACH?There is typically no fee for setting up ACH payments or Autopay. However, a fee will apply for any returned ACH payments.
Still have questions?
Need help finding the answer you're looking for? Please chat with our friendly team.
TESTIMONIALS
What people say about us
Premium Finance made managing our Medical Professional Liability policy premiums incredibly easy. The flexible financing allowed us to spread the payments, easing the financial burden on our practice. Their service was efficient and straightforward!
Katie Leander
Nexus Insurance
Financing our Medical Professional Liability insurance through Premium Finance has been a game-changer. The process was smooth, and the flexible payment plans allowed us to focus on patient care without worrying about large, upfront premium payments.
Shaira Camacho
Selectfirst Insurance
Managing insurance for our fleet was a challenge, but premium finance service made it much easier. The process was quick and hassle-free. Their customer service was responsive and professional every step of the way.
O. Hawasli
Future Contractors and Engineers Inc
GET IN TOUCH
Connect with us
Start the conversation today! Please fill out this form.
Tel
888-506-8533
Address
23276 South Pointe Drive #204
Laguna Hills, Ca 92653
Fax
888-506-8533
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